Championship picks: Georgia over Tide, Michigan over Iowa

Updated Dec. 1, 2021 2:07 p.m. ET

Associated Press

Those conference championship upsets with the potential to create College Football Playoff chaos scenarios never actually happen.

As AP Top 25 college football poll voter Brett McMurphy of Action Network pointed out, only six teams that went into championship weekend holding a top-four spot in the selection committee's rankings did not end up making the field.

In five of those cases, that team lost its conference championship game. Four of those five teams (Georgia in 2018, '19, Auburn in 2017 and Iowa in 2015) lost to teams that made the playoff and the other, Wisconsin in 2017, lost to an Ohio State team that finished fifth in the rankings that determine which four teams play for the national title.

The only team that won its final game of the regular season and fell out of playoff position was TCU in 2014. The Horned Frogs were third in the final rankings, blew out an Iowa State team that did not win a Big 12 game that season but ended up out after Ohio State won the Big Ten title against Wisconsin.

Back then there was no Big 12 championship game and Baylor and TCU “shared” the conference title, though Baylor beat the Horned Frogs in the regular season.

The committee, clearly torn over Baylor and TCU, found another option in Ohio State, which went on to win the national championship — though fans of those Big 12 teams are still chafed about the decision.

One notable upset came in 2019, when Utah was fifth heading into its Pac-12 title game against Oregon. The Utes weren't a slam dunk for the final spot, but with LSU and Georgia ahead of them and playing in the SEC title game, they had to be feeling good about their chances.

The Ducks won 37-15. After LSU beat Georgia, Oklahoma took the last spot in the CFP by winning the Big 12 title.

Heading into this weekend, No. 1 Georgia (12-0) appears to be in the field no matter what happens in its SEC championship game against Alabama. The Crimson Tide (11-1) is third in the CFP, but could in danger of falling out of playoff position with a loss to the Bulldogs.

Who are the agents of chaos? No. 15 Iowa, which faces No. 2 Michigan in the Big Ten title game, No. 16 Houston, which plays at CFP No. 4 Cincinnati for the American Athletic Conference championship, and No. 9 Baylor, the opponent for No. 5 Oklahoma State in the Big 12 championship.

Both the Hawkeyes and Cougars are 10 1/2-point underdogs, according to

The picks:

FRIDAY

No. 10 Oregon (plus 2 1/2) vs. No. 14 Utah, Pac-12 championship at Las Vegas

Utes hammered the Ducks in Salt Lake City two week ago ... OREGON 28-24.

Western Kentucky (minus 2 1/2) at UTSA, Conference USA championship

WKU QB Bailey Zappe has thrown 52 TD passes and is 32 yards shy of 5,000 for the season ... WESTERN KENTUCKY 31-28.

SATURDAY

No. 1 Georgia (minus 6 1/2) vs. No. 4 Alabama, SEC championship at Atlanta

Bulldogs have lost six straight to the Tide, including two SEC title games and a national championship game ... GEORGIA 31-20.

No. 2 Michigan (minus 10 1/2) vs. No. 15 Iowa, Big Ten championship at Indianapolis

First Big Ten title game appearance for the Wolverines, who have not won the conference since 2003 ... MICHIGAN 31-17.

No. 16 Houston (plus 10 1/2) at No. 3 Cincinnati, AAC championship

Bearcats try to make it back-to-back AAC championships ... CINCINNATI 34-21.

No. 5 Oklahoma State (minus 4 1/2) vs. No. 9 Baylor, Big-12 championship at Arlington, Texas

Cowboys beat the Bears in early October, 24-12 ... OKLAHOMA STATE 23-20

No. 17 Pittsburgh (minus 2 1/2) vs. No. 18 Wake Forest, ACC championship at Charlotte, N.C.

Panthers have never won the ACC; the Demon Deacons last did in 2006 ... WAKE FOREST 38-37.

Utah State (plus 5 1/2) at No. 19 San Diego State, Mountain West championship

Aztecs have allowed more than 21 points twice this season, and once was in an overtime game ... SAN DIEGO STATE 24-14.

Appalachian State (minus 2 1/2) at No. 20 Louisiana-Lafayette, Sun Belt championship

Ragin' Cajuns won the regular-season meeting 41-13 ... APPALACHIAN STATE 27-24.

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Follow Ralph D. Russo at https://twitter.com/ralphDrussoAP and listen at http://www.appodcasts.com

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